Payer id life1

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Providers should contact their clearinghouse for electronic billing, using payer ID: LIFE1 For paper submissions, use: Attention: Optum Claims P.O. Box 30539 Salt Lake City, UT 84130. Electronic funds transfer (EFT) Optum will work exclusively with InstaMed as our free payer payments solution for providers. Please register for free ERA/EFT:The following Payer IDs are required for all clearinghouses: 837P Professional: 01260; 837I Institutional: 01260; Payerpath 9030 Stony Point Pkwy Suite 440 Richmond, VA 23235 1-877-623-5706 www.payerpath.com. Availity PO Box 550857 Jacksonville, FL 32255-0857 1-800-282-4548 www.availity.com.The payer ID will need to be placed in the following data elements within your X12 837 claim files: ISA-08, GS-03, NM1-09 (with 40 qualifier). Claim processing TRICARE requires providers to file claims electronically with the appropriate HIPAA-compliant standard electronic claims formatPlease remember to check back on this page for the latest list of Payer IDs and transactions. Real Time Transaction (Subject to Subscription Fee): 270/271, 276/277, 278: x215, x216, x217. To add a new payer to your existing account please contact PNT Data at [email protected]. $ = subscription fee applies.Benefits of Use Our Payer Lookup. Payer ID Lookup offers numerous benefits for healthcare providers, including: 1. Accuracy. By using Payer ID Lookup, providers can ensure that they are submitting claims to the correct payer, reducing the risk of claim denials and delays due to incorrect payer information. 2.Carson Tahoe Regional Medical Center (Hospital) Insurance. Please feel free to contact Patient Financial Services with any questions at (775) 445-7550. Access to Healthcare. AETNA Medicare. AETNA PPO - (uses Nevada Preferred Healthcare Providers network) Ambetter. Anthem BlueCross BlueShield of NV (Excluding Payor ID LIFE1)See full list on cdn-aem.optum.com TRICARE East region Claims, CHCBP Claims, PO Box 7981, Madison, WI 53707-7981. Claims for NOAA Members. All Locations. U.S. Department of Commerce. Office of the General Counsel. Office of the Assistant General Counsel for Finance and Litigation General. Litigation Division. 1401 Contitution Ave. NW, Room 5890.

Washington. Login. Top. If you're an Optum Care provider, you can access the information you need securely. Select a login based on your location.Payer ID: 60801. Enrollment Required (ENR): No Type / Model: Commercial/Par State: Professional (CMS1500)/Institutional (UB04)[Hospitals] Real Time Eligibility (RTE): NO Real Time Claim Status (RTS): NO. ... Request Payer Contact Address to Send Claims by PostNote that this is a sample ID card image and your own member ID card may differ. Expatriate Insurance | How to Read Your ID Card Your medical ID card, one website, ... Member ID: Group Number: Member: Payer ID 87726 Rx Bin: 610279 Rx PCN: 9999 Rx Grp: UHEALTH DOI-0508 123456789 9999999 SUBSCRIBER SMITH Office: $25 35 …We would like to show you a description here but the site won’t allow us.What is the payer ID for UnitedHealthcare Medicare Advantage? Payer ID: 87726 Paper claims: Mail claims to the address on the back of the member’s ID card. What is Payer ID LIFE1? PROVIDER BROWN Payer ID: LIFE1. PCP Phone: (999) 999-9999. Copay: PCP/ Spec/ ER.Sep 5, 2014 ... ... payers including the payer name, payer ... PAYER LISTINGS: Professional Claims Payer Name Payer ID ... 76870 ALL N Y No 5010A1 Lifeprint LIFE1 ALL ...

Hiding a computer's ID, commonly referred to as an IP address, is primarily done to conceal your identify and location. While some methods rely on completely hiding all or part of ...If you have any questions about payer ID numbers, please contact Harvard Pilgrim Health Care’s Electronic Data Interchange (EDI) team at [email protected] or 800-708-4414 (select option #1 and then option #3). OptumCare / AZ, CO, CT, ID, IN, KS, OH, MO, NM, NV, NY, OR, SC, WA, WI (formerly Optum Medical Network & Lifeprint Network) LIFE1; Y Y; Medicare, Retirement Preferred Care Partners / FL; 65088 Y; Y * Medicare, Retirement; UnitedHealthcare / Peoples Health 87726; Y Y; former payer id 72126 payer name payer id; u s concrete incorporated - wc: j3132: u.a. local 350 plumbers & pipefitters - era onl: ec350: u.s. networks and administrative services: usn01: ubh: 87726: ubh rios: 87726: ubh united healthcare 87726: 87726: uc care (university of ca) 68241: uc health plan administrators: 89789: uc irvine: uci01: ucare of minnesota: 55413 ...If you use or plan to use an Apple device, having an Apple ID will unlock a variety of services for you. Apple has a massive digital footprint and its range of properties you can a...

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Meritain Health. Aetna Medicare Prime (HMO) Aetna Medicare Platinum (HMO and PPO) Aetna Medicare Freedom (PPO) Blue Cross Blue Shield. Almost all commercial and Medicare advantage. Medica (Only plans affiliated with BCBS. Does not include general Medica Plans) Gilspar (Only plans affiliated with BCBS)For electronic claim submissions, use Payer ID: LIFE1. Claim submissions should be in a HIPAA-compliant I or P format. EDI has a standardized format, which ensures that data can be sent quickly and is interpreted on both sides. EDI transactions adhere to HIPAA regulations and American National Standards Institution (ANSI) standards.Payer ID: LIFE1 Dental Providers: uhcdental.com 1-877-816-3596 Med Claims: P.O. Box 30788, Salt Lake City, UT 84130-0788 Rx Claims: OptumRx P.O. Box 650287, Dallas, TX 75265-0287 For Pharmacists: 1-877-889-6510 front front back back Sample member ID cards for illustration only; actual information varies depending on payer, plan and other ...Payer Information. Secure Horizons Lifeprint Arizona Payer ID: LIFE1; Electronic Services Available (EDI) Professional/1500 Claims: YES: Institutional/UB Claims: YES:Payer ID. 3. Network name 4. Plan name 5. CMS contract/ PBP 6. Medical claims address 7. Provider services toll-free number ... using payer ID: LIFE1 For paper submissions, use: H0609-043 UnitedHealthcare. Attention: Optum Claims Chronic Complete P.O. Box 30539, Salt Lake City, UT 84130.

Payer ID. Payer Name. Enrollment. 10001. AARP. 13187. Access Medicare. 10916. ACS Benefit Services, Inc. 10923. Administrative Services, Inc. 10927. Advantage ...In today’s digital age, it’s important to take steps to protect your privacy online. One effective way to do this is by creating a new mail ID. The first step in creating a new mai...and “G” ID Cards MVP ID Card Appeals Payment appeal • Cigna Cigna National Appeals PO Box 188011 Chattanooga, TN 37422 Fax: 1.877.815.4827 • GWH-Cigna or “G” ID cards GWH-Cigna National Appeals PO Box 188062 Chattanooga, TN 37422-8062 Fax: 1.859.410.2441 1.877.804.1679 MVP Health Care Attn: Appeals PO Box 2207Non-Participating Payor. Professional. 68037. OMNI/Medicore HP. Non ... HCS HEALTH CLAIMS SERVICE (BOISE ID. Non ... LIFE1. Lifeprint. Non-Participating Payor.1 (800) 997-1654. Cigna Provider Phone Number for Medical, Dental and Vision. 1 (800) 244-6224. Cigna Behavioral Health Phone Number for Providers. 1 (800) 433-5768. Cigna Medicare Phone Number for Providers. 1 (800) 668-3813. You may also want to know about Aetna Provider Phone Number.Carson Tahoe Regional Medical Center (Hospital) Insurance. Please feel free to contact Patient Financial Services with any questions at (775) 445-7550. Access to Healthcare. AETNA Medicare. AETNA PPO - (uses Nevada Preferred Healthcare Providers network) Ambetter. Anthem BlueCross BlueShield of NV (Excluding Payor ID LIFE1)The Health Insurance Portability and Accountability Act (HIPAA) requires health insurance payers in the United States to comply with the EDI standards for health care as established by the Secretary of Health and Human Services. The ANSI X12N 837 implementation guides have been established as the standard for compliance for claim transactions.Sep 18, 2020 ... Please do not add any other payers as other arrangements are already in place. ... Payer ID: Per the payer list. 835 Payer List ... LIFE1. OptumCare ...Check our payer list to identify payers unaffected by the Change Healthcare issue. ... Payer ID: LIFE1; Electronic Services Available (EDI) Professional/1500 Claims: YES:East: 1-800-444-5445. West: 1-844-866-9378. Overseas: Call the Regional Call Center for your overseas area. Downloading TRICARE Forms. To download an enrollment form, right-click and select to "save-as" or download direct from the WHS Forms Page. For enrollment, use your region-specific DD-3043 form. Last Updated 7/20/2023.

To find the Payer ID Manually. 1. Hover over the "Billing" tab and choose "Payer Search" under the Enrollments section. 2. For billing accounts, the clearinghouse you are set up with will be listed on the left. However, if you submit to Carisk Partners (fka iHCFA) too, for example, you can choose that from the payer list from the dropdown if ...

need to be sent under this payer ID) ## 22248 Y AMERIHEALTH MERCY FALSE G Amerihealth NJ/DE - HMO ** (Must complete enrollment form under payer ID 95044) 23037 Y AMERIHEALTH HMO TRUE G AmeriHealth NorthEast (Dates of Service on or before Dec. 31, 2020, may continue to use the following until Dec. 31, 2021. For dates of serviceClearinghouse contact and payer ID. Nationwide Workers’ Compensation accepts eBill submission from medical providers, in all states and on all claims. If you’re a medical provider seeking eBill submission of medical bills, you may do so by: Have a question? Contact Angie Doran at [email protected] or 1-614-677-8613.Professional Claims. 837P. View note. AMVI Medical Group. PROSP. Institutional Claims. 837I. View note. Quickly search for insurance payer IDs with Office Ally's easy-to-use payer ID lookup tool & access our updated payer ID list to simplify your billing process.For electronic submissions, use payer ID: LIFE1 Paper submissions are not recommended, but when necessary, please use: Attention: Optum Care Claims P.O. Box 30539 Salt Lake City, UT 84130 Electronic Funds Transfer (EFT) Optum Care works exclusively with InstaMed as our free payer payments solution for providers. 86066 Y. HEALTH MGMT ASSOC FALSE N. HMC Healthworks aka Health Management Co ## 75318 N HMC HEALTHWORKS FALSE G HMO Louisiana Blue Advantage ## (Use payer ID 72107 for claims with a DOS on or after 01/01/21) 72107 N LA BLUE ADVAN FALSE G. It's not easy to find a particular payer's state ID. An individual payer gets issued a state ID from each state it operates. A convenient way to do it is to enter the payer's EIN instead if a state ID was not provided on the form. That allows the state and IRS to track the payer. Try that and see if it works.(LOB) Brand Name / Plan Name or Region Payer ID Payer ID COB Edits Comments ... LIFE1 N N. Medicare, Retirement OptumCare ... Relay Health Pay or Ids. Document ...What is the payer ID for UnitedHealthcare Medicare Advantage? Payer ID: 87726 Paper claims: Mail claims to the address on the back of the member’s ID card. What is Payer ID LIFE1? PROVIDER BROWN Payer ID: LIFE1. PCP Phone: (999) 999-9999. Copay: PCP/ Spec/ ER.

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Apr 22, 2024 · Please remember to check back on this page for the latest list of Payer IDs and transactions. Real Time Transaction (Subject to Subscription Fee): 270/271, 276/277, 278: x215, x216, x217. To add a new payer to your existing account please contact PNT Data at [email protected]. $ = subscription fee applies. Please remember to check back on this page for the latest list of Payer IDs and transactions. Real Time Transaction (Subject to Subscription Fee): 270/271, 276/277, 278: x215, x216, x217. To add a new payer to your existing account please contact PNT Data at [email protected]. $ = subscription fee applies.Formerly payer ID 75278. New payer ID effective for claims submitted December 15, 2017 and after FALSE G Arkansas Managed Care Organization, Inc. (AMCO) ** 36335 Y HFNIN FALSE G Arkansas Total Care ** 68069 Y AK TOTAL CARE FALSE G Arnett Health Plans ** Former PayerID 95440 87726 Y ARNETT HEALTH PLA FALSE CMembers in the affected plans will get new member ID cards that show the Payer ID LIFE1 and will have ... Payer ID: XXXXX Dental Providers: dentalurl.com 1-999-999-9999 Med Claims: P.O. Box 99999, CITY NAME, STATE 99999-9999 Rx Claims: OPTUMRX P.O. Box 99999, CITY, ST 99999-9999Keep the information for each state separated by the dash line. If you withheld state income tax on this payment, enter it in box 14. In box 12, enter the abbreviated name of the state, and in box 13, enter the payer's state identification number. The state number is the payer's identification number assigned by the individual state. To select the correct payer ID, first upload the client’s insurance ID for reference. To do this: Navigate to the client’s Overview page. Click Edit > Billing and Insurance. Scroll down to their Insurance info. Click + Insurance info. Under Insurance card, click browse to upload the front of the insurance card. Keep the information for each state separated by the dash line. If you withheld state income tax on this payment, enter it in box 14. In box 12, enter the abbreviated name of the state, and in box 13, enter the payer's state identification number. The state number is the payer's identification number assigned by the individual state.The Health Insurance Portability and Accountability Act (HIPAA) requires health insurance payers in the United States to comply with the EDI standards for health care as established by the Secretary of Health and Human Services. The ANSI X12N 837 implementation guides have been established as the standard for compliance for claim transactions. ….

from the primary payer in the Other Subscriber Information fields. • Payer paid, total non-covered, and remaining patient liability amountsfrom the primary payer at both the claim and service line levels, if available. • Claim adjustment reason codes (may require converting the primary payer's EOP into the standard coding used in an ERA).G: AlohaCare (837I & 837P) ALL ALOHA Y G AMA Insurance Agency (837I & 837P) ALL TH071 Y G Amalgamated (837I & 837P) ALL 13550 Y G Ambetter ALL 68069 Y GInst: This payer is not available for production until April 1, 2024.; Prof: ERA Payer Code 68069; Payer requires EFT enrollment in order for ERA files to be returned. Centene will not produce an ERA file for any paper checks.; Advantage by Bridgeway Health Solutions 68069 837 Experian Health Payer List Page 2 of 151Donors seeking a tax deduction for the money that they contributed to a charity will need the organization’s taxpayer identification (ID) number. The taxpayer ID is on the organiza...Use the following steps. Enter your payer name or alternative payer name in the topmost first box. To use additional parameters to search the payer list, click Advanced Search box to view the additional parameters. Click Download to view the field description. Click Export to export the payer list to a .csv format.By phone: 877-370-2845. Member ID cards. Members in the affected plans will get new member ID cards that show the Payer ID LIFE1 and will have other applicable … the member’s plan. Use Payer ID LIFE1 and standard NDC units of measure. Optum Care Network of Idaho N/A Optum Care Provider Portal Login | Optum 855-822-4340 for dates of service beginning Jan. 1, 2023 Submit claims directly to the member’s plan. Use Payer ID LIFE1 and standard NDC units of measure. Optum Care Network of Indiana N/A Optum ... The TRICARE East Region payer ID is TREST. The payer ID will need to be placed in the following data elements within your X12 837 claim files: ISA-08, GS-03, NM1-09 (with 40 qualifier). Claim processing TRICARE requires providers to file claims electronically with the appropriate HIPAA-compliant standard electronic claims format.Obtain a QQ ID number by registering with QQ International’s website. When you receive the confirmation email, the QQ number, also known as the QQ ID, is in the email. You can also...Payer ID: 60801. Enrollment Required (ENR): No Type / Model: Commercial/Par State: Professional (CMS1500)/Institutional (UB04)[Hospitals] Real Time Eligibility (RTE): NO Real Time Claim Status (RTS): NO. ... Request Payer Contact Address to Send Claims by Post Payer id life1, Claim.MD can get you started fast. Check our payer list to identify payers unaffected by the Change Healthcare issue. Learn more about Claim.MD's excellent pricing. Attend a Webinar to learn more and ask questions from our sales team. See how Claim.MD makes Payer Enrollments faster and easier than ever. Access the Claim.MD Knowledge Base., from the primary payer in the Other Subscriber Information fields. • Payer paid, total non-covered, and remaining patient liability amountsfrom the primary payer at both the claim and service line levels, if available. • Claim adjustment reason codes (may require converting the primary payer's EOP into the standard coding used in an ERA)., For electronic submissions, use payer ID: LIFE1 For paper submissions, use Attention: OptumCare Claims P.O. Box 30539 Salt Lake City, UT 84130 Electronic funds transfer (EFT) OptumCare works exclusively with InstaMed as our free payer payments solution for providers. To continue receiving your OptumCare payments electronically,, ERA Payer List for UnitedHealthcare, Affiliates and Strategic Alliances. Contact your EDI clearinghouse or vendor to enroll in Electronic Remittance Advice (ERA/835) BRAND NAME / PLAN NAME or REGION. PAYER ID. STATE. COMMENTS. AARP Hospital I+B7:E40ndemnity Plans insured by UnitedHealthcare Insurance Company 36273. ALL. , Submitting a claim. For electronic submissions, use payer ID: LIFE1. For paper submissions, use: Optum Care Claims P.O. Box 30539 Salt Lake City, UT 84130. …, Python Integrated Development Environments (IDEs) are essential tools for developers, providing a comprehensive set of features to streamline the coding process. One popular choice..., Exchange Real-Time Payer List. Access the Exchange Real-Time Payer List by clicking the download button below. This list is intended for legacy Exchange submitters. During the restoration process, this payer list will be updated every weekday evening. The most recent list is Active_Exchange_RT_Payer_List_05022024_01.xlsx , By phone: 877-370-2845. Member ID cards. Members in the affected plans will get new member ID cards that show the Payer ID LIFE1 and will have other applicable …, Health Net Payer ID by Line of Business; Line of business HEALTH NET PAYER ID CA & OR; Individual MA HMO, Special Needs Plan (SNP) (does not apply to employer group MA HMO) IFP: 68069: Employer group MA HMO, HMO, PPO, EPO, Point of Service (POS), Medi-Cal (including CalViva Health), Cal MediConnect, Centene Corporation Employee Self-Insured PPO ..., For electronic submissions, use payer ID: LIFE1 via Optum 360 clearinghouse or clearing house of your choice. You can view the status of claims on the Optum Care Provider Center, our online provider portal. OneHealthPort users will have access to the Optum Care Provider Center within OneHealthPort via https://onehealthport.com., Claim.MD can get you started fast. Check our payer list to identify payers unaffected by the Change Healthcare issue. Learn more about Claim.MD's excellent pricing. Attend a Webinar to learn more and ask questions from our sales team. See how Claim.MD makes Payer Enrollments faster and easier than ever., 86066 Y. HEALTH MGMT ASSOC FALSE N. HMC Healthworks aka Health Management Co ## 75318 N HMC HEALTHWORKS FALSE G HMO Louisiana Blue Advantage ## (Use payer ID 72107 for claims with a DOS on or after 01/01/21) 72107 N LA BLUE ADVAN FALSE G., Cigna Customer Service Phone Number. 1 (800) 997-1654. Cigna Provider Phone Number for Medical, Dental and Vision. 1 (800) 244-6224. Cigna Behavioral Health Phone Number for Providers. 1 (800) 433-5768. Cigna Medicare Phone Number for Providers. 1 (800) 668-3813. You may also want to know about Aetna Provider Phone …, Solutions depending on which payer you are enrolling for. If you have an account that doesn’t include ERA enrollment already, or if you have a specific ERA account and would like access to additional payer’s ERAs, please contact us as [email protected] for more information., If you own a business, you know that keeping up with your tax information is of the utmost importance. And one task that should be a top priority is obtaining a federal tax ID numb..., Claims can be submitted electronically, mailed or faxed. Electronic payments can be submitted through Emdeon, Tesia, or Dental Exchange. Payer ID: (Electronic Submission): GI813 Mailing Address: Managed DentalGuard PO Box 981587 El Paso, TX 79998-1587 Fax Number: (916) 679-7197 Note: Only claims that do NOT require x-rays can be faxed., Payer ID: LIFE1 Dental Providers: uhcdental.com 1-877-816-3596 Med Claims: P.O. Box 30781, Salt Lake City, UT 84130-0781 Rx Claims: OptumRx P.O. Box 650287, Dallas, TX 75265-0287 For Pharmacists: 1-877-889-6510 back Sample member ID cards for illustration only; actual information varies depending on payer, plan and other requirements., • For electronic submissions, use payer ID: LIFE1 and Clearinghouse: Optum 360 • For paper submissions, use: Optum Care Network Claims PO Box 30781 Salt Lake City, UT 84130-0781 Electronic Fund Transfer (EFT) Optum Care Network works exclusively with InstaMed as our free payer payments solution for providers. Please register for free, Use Payer ID: LIFE1. For Connecticut 2022 and . earlier date of service (DOS), use payer ID: E2387 Click . here. for additional . information regarding CMS . HIPAA EDI submission, Forms and resources for health care professionals. (131) Advance beneficiary notice of noncoverage (ABN) Please complete and return the form to the requesting department. Advance beneficiary notice of noncoverage (ABN) Please complete and return the form to the requesting department. , Each business owner or manager must educate themselves on the proper use of federal tax IDs. This information is crucial for compliance with tax laws as well as for employment-rela..., payer name payer id; u s concrete incorporated - wc: j3132: u.a. local 350 plumbers & pipefitters - era onl: ec350: u.s. networks and administrative services: usn01: ubh: 87726: ubh rios: 87726: ubh united healthcare 87726: 87726: uc care (university of ca) 68241: uc health plan administrators: 89789: uc irvine: uci01: ucare of minnesota: 55413 ..., Please remember to check back on this page for the latest list of Payer IDs and transactions. Real Time Transaction (Subject to Subscription Fee): 270/271, 276/277, 278: x215, x216, x217. To add a new payer to your existing account please contact PNT Data at [email protected]. $ = subscription fee applies., Exchange Real-Time Payer List. Access the Exchange Real-Time Payer List by clicking the download button below. This list is intended for legacy Exchange submitters. During the restoration process, this payer list will be updated every weekday evening. The most recent list is Active_Exchange_RT_Payer_List_05022024_01.xlsx, Payer ID: LIFE1 Dental Providers: uhcdental.com 1-877-816-3596 Med Claims: P.O. Box 30788, Salt Lake City, UT 84130-0788 Rx Claims: OptumRx P.O. Box 650287, Dallas, TX 75265-0287 For Pharmacists: 1-877-889-6510 front front back back Sample member ID cards for illustration only; actual information varies depending on payer, plan and other ..., OptumInsight Electronic Remittance Advice Payer List (ERA) (As of 07/17/2023) PAYER_NAME STATE PAYER_IDNROLLMEN Payer Type 1199 National Benefit Fund ALL 13162 Y G A.G. Administrators (837I & 837P) ... Blue Shield of Idaho ID IDBLS Y T Blue Shield of Illinois IL ILBLS Y T Blue Shield of Indiana IN INBLS Y T Blue Shield of …, 36273 ALL. Harvard Pilgrim 04271. ALL Medica. 94265 ALL. Neighborhood Health Partnership 87726. ALL OptumCare / AZ, CO, CT, ID, IN, KS, OH, MO, NM, NV, NY, …, In the ‘Trading Partner ID’ field, enter 99102. If you selected EFT, you will be promoted to confirm your bank account. Click ‘Submit’ to confirm. For assistance with the online enrollment, you may call the payer at (800) 956-5190. State Line of Business Payer ID Trading Partner ID, The payer ID for claims is 61101, and the payer ID for encounters is 61102. Some clearinghouses might charge a service fee. Please contact your clearinghouse for more information. To access your patient’s plan summary: Paper claims filing Humana’s MA HMO plans Please submit your claims electronically whenever possible., Get help with Change Healthcare products, find resources such as enrollment forms and payer lists, and quicklly resolve common issues. Enrollment Services Find forms for medical claims, patient eligibility, ERA, and EFT payment information., Claim.MD can get you started fast. Check our payer list to identify payers unaffected by the Change Healthcare issue. Learn more about Claim.MD's excellent pricing. Attend a Webinar to learn more and ask questions from our sales team. See how Claim.MD makes Payer Enrollments faster and easier than ever. Access the Claim.MD Knowledge Base., In the ‘Trading Partner ID’ field, enter 99102. If you selected EFT, you will be promoted to confirm your bank account. Click ‘Submit’ to confirm. For assistance with the online enrollment, you may call the payer at (800) 956-5190. State Line of Business Payer ID Trading Partner ID, All-Payer Eligibility Payer List Download Claims Management Pro Payer List Speed up your revenue cycle and reduce A/R days for all your payers with an easy-to-use electronic claims management application that allows users to submit, edit and receive claims for Medicare, Medicaid and thousands of commercial insurance companies.